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The maximum 2022 conforming mortgage loan limit in Washington is $647,200, for a single-family home.  A few select counties conforming loan limits go up to $891,250. We specialize in mortgages above the conforming loan limit with as little as 5% down up to a sales price of $1,450,000!

Are you looking for a jumbo mortgage putting 5% down?


The preferred way to reach us directly is to submit an inquiry above. A team member will call you to discuss your scenario.

We are also available anytime at:  888-620-6681

We're here to answer all of your questions about jumbo mortgages!

Frequently Asked Questions

A jumbo mortgage is a home loan for an amount that exceeds conforming loan limits established by the federal housing finance agency. The jumbo loan limit is $647,200 in Washington.

Borrowers can now put as little as 5% down up to a sales price of $1,450,000 with a 660 credit score.  Borrowers can put as little as 10% down up to a $2,500,000 sales price.

Justice specialize in jumbo mortgages in Washington.  Most conventional lenders require a 20% down payment above the max conventional loan amount of $647,200.  Justice will work with your situation so you can keep more money in your pocket.

These programs are available in all of Washington.

Yes! We Specialize In Jumbo Mortgages For Self Employed Buyers.  2 Years Of Being In Business If Required.  We Base Your Monthly Income Based On Your Monthly Bank Deposits.  Refinance Options Are Also Available.

We now have jumbo mortgage options for buyers with credit scores down to 660! The lower your credit score the more you will need to put down.  Refinance cash options are also available for scores down to 660.

Yes!  We now have no documentation investment jumbo cash out options.  This means the underwriting approval is based on the property.

CORP NMLS# 237341. American Financial Network, Inc. is licensed by the California Department of Business Oversight under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker’s License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. American Financial Network, Inc. is an Equal Housing Lender.


Todd McDougall | Producing Branch Manager  | NMLS# 302005