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Washington Jumbo Mortgage Guru - 5% Down Jumbo Mortgages

Frequently Asked Questions

A jumbo mortgage is a home loan for an amount that exceeds conforming loan limits established by the federal housing finance agency. The conventional loan limit is $766,550 in Washington.

  • Borrowers can now put as little as 5% down up to a $1,200,000 purchase price.
  • Borrowers can now put as little as 10% down up to a $2,200,000 purchase price
  • Borrowers can now put 20% down up to a $3,750,000 purchase price.
  • Other products available on a case by case basis
  • Minimum credit scores of 620 are eligible on some jumbo products.

We specialize in jumbo mortgages in Washington (meaning loan amounts over $766,550). Most conventional lenders require a 20% – 25% down payment on these loans. We will work with your situation so you can keep more money in your pocket (for example, with smaller down payments as low as 5%).

These programs are available in all of Texas.

Yes! We do have programs that don’t require any tax returns. If you take the max write offs we have a solution for you. If you have not filed in a year or two, we also have options for you.

We now have jumbo mortgage options for buyers with credit scores down to 620! The lower your credit score the more you will need to put down. Purchase, refinance and cash out options are also available for scores down to 620.

Yes! We also have no documentation investment jumbo cash out options up 75% LTV. This means the underwriting approval is based on the property and not your income. No tax returns are needed.

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Justice Roberts. Founder, Mortgage Advisor with Renown Mortgage, NMLS #1269831