Pre Loader

The maximum 2022 conforming mortgage loan limit in Washington is $715,000, for a single-family home.  A few select counties conforming loan limits go up to $891,250. We specialize in mortgages above the conforming loan limit with as little as 5% down up to a sales price of $1,450,000!

Are you looking for a jumbo mortgage putting 5% down?

20%

The preferred way to reach us directly is to submit an inquiry above. Justice or a team member will call you to discuss your scenario.

We are also available anytime at:  254-324-9967

We're here to answer all of your questions about jumbo mortgages!

Frequently Asked Questions

What is a jumbo mortgage?

A jumbo mortgage is a home loan for an amount that exceeds conforming loan limits established by the federal housing finance agency. The jumbo loan limit is $715,000in Washington.

How much do I need to put down?

Borrowers can now put as little as 5% down up to a sales price of $1,450,000 with a 660 credit score.  Borrowers can put as little as 10% down up to a $2,500,000 sales price.

Why use our services?

Justice specialize in jumbo mortgages in Washington.  Most conventional lenders require a 20% down payment above the max conventional loan amount of $647,200.  Justice will work with your situation so you can keep more money in your pocket.

Where is this program available?

These programs are available in all of Washington.

Can you get a jumbo mortgage with no tax returns?

Yes! We Specialize In Jumbo Mortgages For Self Employed Buyers.  2 Years Of Being In Business If Required.  We Base Your Monthly Income Based On Your Monthly Bank Deposits.  Refinance Options Are Also Available.

What credit score is required?

We now have jumbo mortgage options for buyers with credit scores down to 660! The lower your credit score the more you will need to put down.  Refinance cash options are also available for scores down to 660.

Are jumbo cash out refinances available?

Yes!  We now have no documentation investment jumbo cash out options.  This means the underwriting approval is based on the property.

© Paramount Residential Mortgage Group, Inc. (NMLS ID 75243). All Rights Reserved. See www.nmlsconsumeraccess.org for details about licensure. Please see Privacy Policy and Licensure tabs below for important disclosures. All loan products subject to change. Credit qualification required. Please fill out a loan application to receive a detailed quote. Loan products not available in all areas, such as NY and WY.

Justice Roberts, Branch Manager, NMLS# 1269831

Privacy Policy

Licenses